Why Washington’s Manufacturing Businesses Need Comprehensive Commercial Insurance

Posted on May 29, 2025May 29, 2025 by admin

Manufacturing businesses in Lacey, WA face a unique set of risks, from equipment breakdowns to supply chain disruptions. At Johnson Insurance Agency, we understand these challenges and offer comprehensive commercial insurance solutions tailored to the needs of the manufacturing sector.

The Importance of Commercial Insurance for Manufacturing Businesses

Commercial insurance can provide financial protection against a wide range of risks that manufacturing businesses face. This includes property damage, equipment breakdown, product liability, business interruption, and workers’ compensation.

Key Coverages for Manufacturing Businesses

Property Insurance: Covers your buildings, machinery, and inventory against damage or loss.
Equipment Breakdown Insurance: Covers the cost of repairing or replacing machinery that breaks down.
Product Liability Insurance: Protects you if a product you manufacture causes harm to a customer.

Customizing Your Commercial Insurance Policy

At Johnson Insurance Agency, we understand that every manufacturing business is unique. We can help you customize your commercial insurance policy to ensure it meets your specific needs and risk profile.

Protect Your Lacey, WA Manufacturing Business with Johnson Insurance Agency

At Johnson Insurance Agency, we’re committed to helping Lacey, WA manufacturing businesses protect their assets and operations with comprehensive commercial insurance. Contact us today to learn more about our tailored insurance solutions.

Acknowledging Workers’ Compensation in Your Commercial Insurance Package Now

Posted on November 27, 2024November 27, 2024 by admin

At Johnson Insurance Agency, located in Lacey, WA, we understand that your employees are the backbone of your business. That’s why we believe it’s crucial for businesses to understand the importance of workers’ compensation in their commercial insurance package.

Defining Workers’ Compensation Insurance

Workers’ compensation insurance is a type of policy that provides wage replacement and medical benefits to employees injured in the course of employment. This insurance is essential because it protects a business from legal complications while also ensuring that injured workers get the medical care they need.

The Role of Workers’ Compensation Insurance in Risk Management

Workers’ compensation insurance is not just a legal requirement in many states, including Washington; it’s also a crucial part of your risk management strategy. Without it, your business could be exposed to costly lawsuits and medical expenses if an employee gets injured or becomes ill because of their job. Moreover, it shows your employees that you care about their wellbeing, which can boost morale and productivity.

Understanding Workers’ Compensation Insurance in Lacey, WA

At Johnson Insurance Agency, we specialize in providing comprehensive commercial insurance packages that include workers’ compensation insurance. We understand the unique needs of businesses in Lacey, WA, and we’re here to help you protect your most valuable asset: your employees.

The Value of Workers’ Compensation in Your Commercial Insurance Package

Understanding the importance of workers’ compensation in your commercial insurance package is crucial for the success and longevity of your business. At Johnson Insurance Agency in Lacey, WA, we’re committed to helping you navigate the complexities of commercial insurance so you can focus on what you do best: running your business.

Commercial insurance that most businesses can benefit from

Posted on May 27, 2024May 14, 2024 by admin

When you own a business, you face many different types of risk. Commercial insurance can help you to mitigate some of the risks your business faces. At Johnson Insurance Agency in Lacey, WA, we take the needs of our clients seriously. That means sharing our extensive knowledge of commercial insurance.

Commercial property insurance

Commercial property insurance is something that any business can benefit from. You may think that, as a renter, it’s not for you, but that is incorrect. Commercial property insurance covers not just the building; it also covers all the things you use to do business. For a store, this is display units, inventory, cash register, etc. For a machine shop it is raw materials, finished products, machines, tools, office equipment, and more.

Commercial liability insurance

The most significant risk that most businesses face is being sued; unfortunately, it is all too common. A judgment against you could drain your business’s financial resources if you don’t have commercial liability insurance. Legal fees might just be enough to damage your prospects.

Commercial auto insurance

If your business uses a vehicle, it should have commercial auto insurance coverage. Your personal auto insurance doesn’t cover your vehicle for business use, and that leaves you vulnerable.

Workers Compensation

Workers compensation is a required form of insurance in the state of Washington. It must be purchased from the State Fund. Even if you only have one employee, this is a requirement. This protects your employees and also protects you.

Business interruption insurance

Business interruption insurance provides the funds you need to pay your expenses while your business is unable to operate.

At Johnson Insurance Agency in Lacey, WA, we will make sure that we provide the type of commercial insurance that you need to keep your business safe.

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Category: Commercial Insurance