As a homeowner in Lacey, you’ve likely invested a significant amount of time and money into your home and its contents. But if disaster strikes, would you be able to recall every item in your home for insurance purposes? Creating a home inventory can make the insurance claim process smoother and ensure you get the most out of your policy.
Why a Home Inventory is Essential for Lacey Homeowners
At Johnson Insurance Agency, we understand the importance of a comprehensive home inventory. It not only helps you in the event of a loss but also aids in determining whether you have enough home insurance coverage.
Steps to Creating a Comprehensive Home Inventory
Creating a home inventory might seem daunting, but it doesn’t have to be. Start by choosing a method that works for you, such as a video inventory, a mobile app, or a simple spreadsheet. Document each item, noting its value, and keep any receipts or appraisals you have. Don’t forget to include items in your garage, attic, or basement.
Updating Your Home Inventory
Remember, a home inventory isn’t a one-time task. It should be updated regularly, especially when you purchase new items. At Johnson Insurance Agency, we recommend reviewing and updating your home inventory at least once a year or after significant purchases.
Using Your Home Inventory to Review Your Insurance Coverage
Once your home inventory is complete, it’s a good idea to review it with your insurance agent. This can help ensure you have enough coverage for your belongings and can highlight any items that might require additional coverage.
